Pupil Personal Accident
Worldwide covers for children 365 days a year for all sorts of accidents including from sports, travel or other activities such as CCF.
Period of Insurance
This is a renewable 12 month contract. Renewal will be subject to the terms and conditions in place at that time.
It is hereby agreed that, in the event of a variation of more than 10% in the number of Insured Persons covered during the currency of the Policy, the Premium hereon is subject to review by the Underwriters.
You may cancel this insurance at any time by notifying SFS Group Ltd in writing at Spring Court, Station Road, Dorking, Surrey RH4 1EB.
Making a Claim
In the event of a claim, please contact SFS Group Ltd on 01306 746300 during normal working hours. Alternatively contact Equity Claims Ltd, P.O. Box 500, Cardigan House, Swansea, SA1 9BB. Telephone number 0844 561 1556.
A physical or mental disability, or ongoing or recurring medical condition, from which an insured person suffers, which occurred or was known to the insured person before the period of insurance.
Making a Complaint
If you have any cause to complain, please contact SFS Group Ltd in the first instance. If you are still dissatisfied then please write to The Chief Executive, Novae Syndicates Limited, 71 Fenchurch Street, London, EC3M 4HH. If your complaint is still not resolved then you should write to The Complaints Department, Lloyd’s, 1 Lime Street, London EC3M 7HA. These procedures do not affect your statutory rights.
If you are still unhappy with any issue relating to the handling of your policy or claim, you should direct your enquiry in writing to The Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9F.
Extension of cover
If an insured person has not returned to the United Kingdom before the expiration of a policy for reasons beyond their control this insurance will remain in force for a further 21 days or until return, whichever is the earlier.
This insurance shall be subject to English law.
Novae Syndicates Limited
The Mandatory Pupil Personal Accident Policy for Schools is underwritten by Novae Syndicates Ltd, 71 Fenchurch Street, London EC3M 4HH. registered in England No. 2082070.
Novae syndicates Limited is authorised and regulated by the Financial Services Authority. FSA No. 204888. The company is managing agent of Syndicates 1007, 2147, and 2007 subject to the supervision of the Society of Lloyd's. Company No. 2082070 England // Novae Underwriting Limited is authorised and regualted by the Financial Services Authority. FSA 311833. The company is a Lloyd's service company and acts for Syndicates at Lloyd's. Credit Indemnity & Financial Services (CFIS) and Novae Re are trading divisions of Novae Underwriting Ltd. Comapny No. 3043816 England // Novae Group plc is the holding company of the Novae Group plc is the holding company of the Novae Group and is listed on the London Stock Exchange (ISIN number GB00B2QCM188). Company No. 05673306 England // Registered Office for all companies: 71 Fenchurch Street, London, EC3M 4HH.
SFTS Trustees Limited
SFTS Trustees Limited is a specialist trustee company managed by Lawrence Graham, solicitors, of 190 Strand, London SW2R 1JN, which SFS Group Plc uses for the collection of premiums and the payment of claims. This ensures that a customer’s money is protected. SFTS Trustees Limited is authorised and regulated by the Financial Services Authority, registration number 313246, and is a company registered in England No. 2538905.
SFS Group Ltd
SFS Group Ltd, the designer and administrator of the School Fees Trust Scheme, was first incorporated in 1989 and has been focused since then on providing well targeted, value for money and uniquely designed products for the schools, parents and children in independent education. SFS Group Ltd is authorised and regulated by the Financial Services Authority, registration number 311801, and is a company registered in England No. 2418802.
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Reimburses the school for the loss of school fees in the event that a number of children die or suffer a total permanent disability.
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