Complete Travel Policy for Schools
Travel Cover
Includes:
- Medical, surgical and other expenses, arising from an accident or illness, incurred on a school trip
- Hotel and repatriation expenses for children, staff and parents
- Any member of staff or parent required to fly out from the UK as a result of accident or illness
- Repatriation of bodies or a funeral abroad
- Use of an air ambulance or other air transport to repatriate a seriously ill or injured child
- Cancellation and curtailment of the trip if a child, parent or member of staff is unable to travel for certain specified reasons
- The cost of additional travel and accommodation if a connection/reservation is missed for certain specified reasons including an inability to travel due to avalanches or other extreme weather conditions
- Travel delay
- Any personal liability incurred on a school trip
- Any legal expenses incurred in making a claim against a third party as a result of a school trip
- Loss of money, passport, clothing, and personal baggage while on a school trip for a child, teacher or parent
- Expenses for travel, accommodation and return to the UK incurred as a result of hijack, kidnap or detention.
- Loss of ski pass, ski hire or tuition as a result of an accident
- Compensation for lack of snow in a resort or piste closure due to other reasons beyond the Insured's control
- Cost of sending a replacement teacher where a specially qualified teacher has been injured/killed or is ill
- Personal accident.
Benefits
- Medical and Additional costs outlined in 1. above - Up to £5 million per insured
- Cancellation - Up to £2,500 per insured and up to a total of £50,000 per trip
- Journey Continuation - Up to £500 per insured
- Travel Delay - Up to £150 per insured
- Personal Liability - Up to £2,000,000 per insured
- Legal expenses - Up to £25,000 per insured
- Loss of Personal Baggage, Clothing, Effects, or Money - Up to £1,000 of personal belongings per insured child and £2,000 per insured teacher or parent and £250 for lost money for all insured parties. If luggage is lost for 12 hours or more then £150 will be paid for the purchase of immediate necessities.
- Hijack, Kidnap and Detention - Up to £15,000 per insured
- Ski Pack - Up to £250 per insured
- Piste Closure - Up to £200 per insured
- Cost of sending a replacement teacher where a specially qualified teacher has been injured/killed or is ill - £1,000
- Personal Accident
| Event | Benefit |
|---|---|
| Death | £20,000 |
| Total and irrecoverable loss of sight of both eyes | £20,000 |
| Total and irrecoverable loss of sight of one eye | £20,000 |
| Loss of two limbs | £20,000 |
| Loss of one limb | £20,000 |
| Total and irrecoverable loss of sight of one eye and loss of one limb | £20,000 |
| Permanent Total Disablement (other than total irrecoverable loss of sight of one or both eyes or loss of limb(s) | £20,000 |
What to do next
If you are interested in discussing The Complete Travel Policy for Schools or our insurance cover further please contact SFS Group Ltd on 01306 746300.